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Freelance Rate Calculator

Stop guessing your rate. Calculate exactly what to charge per hour or per project based on your real costs, desired income, and profit targets.

💰 Income Goals

What you want to earn after all business expenses

💵 Business Expenses (Annual)

US: 15.3% (Social Security + Medicare)
Estimated effective federal + state tax rate
Subscriptions, licenses, hosting, etc.
Courses, conferences, books, coaching
Accounting, legal, insurance, marketing, etc.

Time & Availability

52 minus vacation, sick days, holidays
Typically 60-70%. Rest is admin, sales, learning.
Buffer for growth, savings, lean months

📚 Project Pricing (Optional)

Know your worth?

Share this calculator with freelancers who need to stop undercharging.

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