Smart Budget Dashboard
Plan your monthly budget with the 50/30/20 rule, track savings goals, simulate what-if scenarios, manage bills, track net worth, and build your emergency fund. Everything saves to your browser automatically.
💲 Income Sources
Enter all your monthly income sources. Include salary (after tax), side hustles, investments, rental income, and any other regular income.
💸 Monthly Expenses
Categorize every expense as a Need (essential), Want (nice to have), or Savings (future you). The 50/30/20 rule recommends 50% needs, 30% wants, 20% savings.
📊 50/30/20 Rule Analysis
📈 Monthly Trends
Save a monthly snapshot to track your spending patterns over time.
🎯 Savings Goals Tracker
Set financial goals, track your progress, and see exactly when you will reach each milestone.
➕ Add New Goal
🔬 What-If Simulator
See how life changes would affect your monthly budget, savings rate, and financial goals. Model raises, job changes, expense cuts, or new income streams.
💡 Quick Scenarios
One-click scenarios based on your current budget.
📅 Bill Reminder Calendar
Never miss a bill. Add your monthly bills with their due dates and see them on the calendar. Today is highlighted in green.
➕ Add Bill
📋 All Bills
📈 Net Worth Tracker
Track your total assets versus liabilities to see your net worth grow over time. Update monthly for the best picture.
💚 Assets (What You Own)
🔴 Liabilities (What You Owe)
📊 Net Worth Summary
🚑 Emergency Fund Calculator
Financial experts recommend saving 3-6 months of essential expenses. This calculator shows your progress toward 3, 6, and 12 month targets and how long it will take to get there.