Rent vs Buy Calculator

Real amortization math to help you decide — with breakeven analysis & equity tracking

Renting Details

Monthly Rent ($)

Annual Rent Increase (%)

Renter's Insurance ($/month)

Home Price ($)

Down Payment (%)

Mortgage Interest Rate (%)

Loan Term (years)

Property Tax ($/year)

Homeowner's Insurance ($/year)

HOA Fees ($/month)

Maintenance (% of home price/year)

Home Appreciation (%/year)

Investment Return if Renting (%/year)

Marginal Tax Rate (%)

Closing Costs (% of price)

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Breakeven Point

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Rent Total

Buy Total

Equity