Published February 24, 2026 · 24 min read

The $0/Month Tech Stack for Running a One-Person Business in 2026

There has never been a better time to start a business alone. The tools available to solopreneurs in 2026 are so powerful — and so often free — that one person with a laptop can do what used to require a team of ten and a budget of $10,000/month in software alone.

This is the complete, tested, $0/month tech stack for running a real one-person business. Not a toy business. Not a hobby. A real, revenue-generating operation with a professional website, email marketing, analytics, design, development, customer management, and marketing tools — all free.

We know this works because we use this exact stack. SpunkArt.com, spunk.codes, Spunk.Bet, and 16 other sites all run on free tools. Zero hosting bills. Zero software subscriptions. The total monthly cost is literally $0.

Table of Contents

  1. Hosting & Infrastructure
  2. Website Building & Design
  3. Development & Code
  4. Analytics & SEO
  5. Email & Communication
  6. Design & Creative
  7. Marketing & Social Media
  8. Business Operations
  9. AI & Automation
  10. Security & Privacy
  11. The Complete Stack Summary
  12. Getting Started in 60 Minutes

1. Hosting & Infrastructure $0/mo

Hosting is the first thing most people pay for. It is also the first thing you should stop paying for. In 2026, static site hosting is free, fast, and more reliable than most paid hosting.

GitHub Pages — Your Free Web Host

What you get: Free static site hosting, custom domain support, automatic HTTPS, global CDN delivery, and deployment via git push. Every push to your repository automatically updates your live site. No cPanel. No FTP. No renewal upsells.

How we use it: spunk.codes hosts 200+ tool pages, SpunkArt.com serves a full art portfolio and shop, and Spunk.Bet runs 10 casino games — all on GitHub Pages. Zero hosting bills for any of them.

Limits: 1GB repository size, 100GB bandwidth/month, static sites only (no server-side code). For 99% of solopreneur sites, these limits are never reached.

Try GitHub Pages

Cloudflare Free — DNS, CDN, SSL, and Protection

What you get: Free DNS management (the fastest in the world), free SSL certificates, global CDN, DDoS protection, basic analytics, and page rules. Point your domain to Cloudflare and your site gets faster and more secure instantly.

Why you need it: Even with GitHub Pages, Cloudflare adds caching, analytics, and an extra layer of security. It is the free infrastructure layer that makes your $0 stack perform like enterprise hosting.

Try Cloudflare Free

Namecheap — Domain Registration

What you get: Domains starting at $5.98/year for .com. This is the one cost that is unavoidable if you want a custom domain. But $5.98/year is not a monthly subscription — it is less than $0.50/month.

Free alternative: If you can use a subdomain (yourname.github.io), even this cost disappears. Use the spunk.codes Domain Name Generator to brainstorm names.

Try Namecheap

How to Set This Up

1. Create a GitHub repository. 2. Enable GitHub Pages in Settings. 3. Register a domain on Namecheap. 4. Add the domain to Cloudflare. 5. Point your Cloudflare DNS to GitHub Pages. Your site is live with free hosting, free CDN, free SSL. Total setup time: 30 minutes. Read our full GitHub Pages setup guide.

2. Website Building & Design $0/mo

You do not need WordPress. You do not need Squarespace ($16/month). You do not need Wix ($17/month). In 2026, a static HTML/CSS site built with AI is faster, more secure, and more performant than any CMS.

Claude Code + HTML/CSS — Your Website Builder

What you get: Tell Claude Code what you want, and it writes production-ready HTML, CSS, and JavaScript. Full websites, landing pages, blog posts, tool pages — all generated from natural language descriptions. No templates. No drag-and-drop limitations. Complete control over every pixel.

Why this is better than a website builder: No monthly fees. No platform lock-in. No bloated code. No speed penalties. A static site built with Claude Code loads in under 1 second and scores 100 on PageSpeed Insights.

Try Claude Code

spunk.codes Website Tools — Free Optimization

What you get: Everything you need to build and optimize your site: HTML Minifier, CSS Minifier, JS Minifier, Image Compressor, Favicon Generator, Meta Tag Generator, Sitemap Generator, Robots.txt Generator, and Website Speed Test. All free, no signup.

Try HTML Minifier

Build Your Website for Free

Use AI to generate your site, GitHub Pages to host it, and spunk.codes tools to optimize it. Total cost: $0. Total speed: blazing fast.

Speed Test Meta Tag Generator

3. Development & Code $0/mo

The development stack in 2026 is absurdly powerful for $0. A solo developer with free tools can ship faster than a funded startup shipped 5 years ago.

VS Code — Your IDE

What you get: The most popular code editor in the world. Free, open-source, with thousands of extensions. IntelliSense, debugging, git integration, terminal, and support for every programming language. It replaces $289/year JetBrains subscriptions.

Try VS Code

Claude Code — Your AI Coding Partner

What you get: An autonomous coding agent in your terminal. It reads your entire codebase, generates code, runs tests, manages git, debugs errors, and builds features from descriptions. One person with Claude Code has the output of a small engineering team. The free tier on claude.ai is generous enough for many projects.

How we use it: Every page on spunk.codes was built with Claude Code. Every game on Spunk.Bet was built with Claude Code. This blog post was generated and formatted with Claude Code. It is the single most impactful tool in the stack.

Try Claude Code

GitHub — Your Version Control + CI/CD

What you get: Unlimited public and private repositories, GitHub Actions (2,000 free CI/CD minutes/month), Issues for project tracking, and GitHub Pages for hosting. Git is the backbone of modern development, and GitHub's free tier is everything a solo developer needs.

Try GitHub

spunk.codes Developer Tools — Your Utility Belt

What you get: 50+ free developer tools: Code Formatter (20+ languages), JSON Formatter, Regex Tester, Base64 Encoder, Hash Generator, UUID Generator, Cron Generator, Diff Checker, URL Encoder, JWT Decoder, and more. Bookmark these instead of paying for utilities.

Try Code Formatter

4. Analytics & SEO $0/mo

You cannot grow what you cannot measure. These free analytics and SEO tools give you everything you need to understand your traffic and rank higher in search.

Google Analytics 4 (GA4) — Your Analytics Platform

What you get: Full visitor analytics: page views, sessions, user demographics, traffic sources, conversion tracking, event tracking, real-time data, and audience insights. GA4 is free for all site sizes. There is no paid tier until you need BigQuery export at massive scale.

Try GA4

Google Search Console — Your SEO Dashboard

What you get: Search query data (what people search to find you), ranking positions, click-through rates, indexing status, Core Web Vitals, mobile usability, and crawl errors. This is the most important free SEO tool — it shows you exactly how Google sees your site.

Try Search Console

Microsoft Clarity — Your Session Recording Tool

What you get: Free session recordings, heatmaps, and scroll maps with no traffic limits. See exactly how visitors interact with your site, where they click, how far they scroll, and where they leave. Clarity replaces Hotjar ($39+/month) with zero limitations.

Try Clarity

spunk.codes SEO Tools — Your SEO Toolkit

What you get: Complete free SEO coverage: Keyword Research, SEO Analyzer, Meta Tag Generator, Sitemap Generator, Robots.txt Generator, Keyword Density Checker, Backlink Checker, and SERP Preview. These replace $1,188/year Ahrefs subscriptions for keyword research and on-page SEO.

Try Keyword Research

The Free SEO Strategy That Works

1. Use Keyword Research to find low-competition keywords. 2. Write content targeting those keywords with AI. 3. Optimize with SEO Analyzer and Meta Tag Generator. 4. Submit to Search Console. 5. Monitor rankings and iterate. Read our full 50 SEO Tips to Rank Fast guide.

5. Email & Communication $0/mo

Email marketing has the highest ROI of any marketing channel. You do not need to pay for it.

Brevo Free — Your Email Marketing Platform

What you get: 300 emails/day (9,000/month), unlimited contacts, automation workflows, a drag-and-drop email builder, landing pages, signup forms, and a CRM — all for free. Brevo's free tier is more generous than Mailchimp's paid tier was in 2023.

What this covers: Newsletter, welcome sequences, product launch emails, abandoned cart reminders, and automated follow-ups. For a one-person business, 9,000 emails/month handles lists well into the thousands.

Try Brevo Free

Gmail / ProtonMail — Your Business Email

What you get: A free professional email option. Gmail provides 15GB of storage and excellent spam filtering. ProtonMail provides end-to-end encrypted email with 1GB free storage. For a custom domain email address on $0, use Cloudflare Email Routing (free) to forward [email protected] to your Gmail.

Try ProtonMail

spunk.codes Email Tools — Your Campaign Planner

What you get: Plan campaigns before sending: Email Sequence Builder, Subject Line Generator, Email Templates, and Email ROI Calculator. Write better emails that get opened and clicked.

Try Email Sequence Builder

Free Email Marketing Tools

Build your email list and write converting emails with spunk.codes free tools. Plan sequences, generate subject lines, and calculate ROI — all without paying a cent.

Subject Line Generator Email ROI Calculator

6. Design & Creative $0/mo

You do not need Adobe Creative Cloud ($660/year). You do not need Canva Pro ($130/year). The free design tools in 2026 are professional-grade.

Figma Free — Your Design Tool

What you get: Vector design, prototyping, 3 projects, unlimited personal files, real-time collaboration, auto-layout, components, and access to the entire Figma community plugin library. For logos, social graphics, UI design, and presentations, Figma's free tier is enough.

Try Figma Free

Canva Free — Your Quick Graphics Tool

What you get: Thousands of templates, drag-and-drop editor, social media graphics, presentations, basic photo editing, and 5GB of cloud storage. For social media posts, thumbnails, and quick graphics, Canva's free tier is fast and easy.

Try Canva Free

Photopea — Your Free Photoshop

What you get: A full Photoshop alternative in the browser. Opens PSDs, supports layers, masks, filters, smart objects, and the pen tool. No download, no account, no payment. It replaces $264/year Photoshop for photo editing and raster graphics.

Try Photopea

spunk.codes Design Tools — Your Utility Kit

What you get: Free design utilities: Color Palette Generator, Gradient Generator, Image Compressor, Favicon Generator, SVG Editor, Font Pairing Tool, and Contrast Checker. Small tools that save hours.

Try Color Palette Generator

7. Marketing & Social Media $0/mo

Marketing does not require a budget. It requires consistency and the right tools. Here is how to market your one-person business for free.

X (Twitter) + LinkedIn — Your Distribution Channels

What you get: Free organic reach to millions of people. X is the best platform for B2B, tech, and indie makers. LinkedIn is the best for professional services and consulting. Both have built-in scheduling, analytics, and newsletter features — all free.

Strategy: Post daily on both platforms. Use the spunk.codes Tweet Generator and Social Post Generator to create content quickly. Follow @SpunkArt13 for examples.

Buffer Free — Your Social Scheduler

What you get: 3 channels, 10 posts per channel. For a solopreneur posting to X, LinkedIn, and one other platform, this covers basic scheduling. Supplement with native platform scheduling for unlimited free scheduling.

Try Buffer Free

spunk.codes Marketing Tools — Your Content Engine

What you get: Create marketing content for free: Social Post Generator, Hashtag Generator, Headline Generator, Content Planner, Social Calendar, Bio Generator, Ad Copy Generator, and Blog Post Generator. Generate a month of content in an hour.

Try Content Planner

SEO + Blog Content — Your Long-Term Traffic

What you get: Free, compounding organic traffic. Every blog post you publish is a free employee that works 24/7 bringing visitors to your site. Use Claude Code to write posts, spunk.codes Keyword Research to find topics, and SEO Analyzer to optimize. Read our 50 SEO Tips to Rank Fast guide.

Free Marketing Toolkit

Create content, plan campaigns, and grow your audience with spunk.codes free marketing tools. Social media, SEO, email, and content creation — everything in one place.

Social Post Generator Hashtag Generator

8. Business Operations $0/mo

Running a business requires invoices, contracts, planning, and financial tracking. All of it is free.

Notion Free — Your Second Brain

What you get: Unlimited pages, databases, project boards, wikis, calendars, and templates. Use Notion as your CRM, project manager, content calendar, knowledge base, and meeting notes — all in one free tool. It replaces Asana, Trello, and Confluence.

Try Notion Free

Wave — Your Accounting Software

What you get: Free invoicing, expense tracking, financial reports, receipt scanning, and bank connections. Wave is the best free accounting software for small businesses. It replaces QuickBooks Self-Employed ($180/year).

Try Wave

spunk.codes Business Tools — Your Operations Kit

What you get: Instant free tools: Invoice Generator, Contract Generator, NDA Generator, Business Plan Generator, Startup Cost Calculator, Profit Margin Calculator, Business Name Generator, and Domain Name Generator. Handle all business paperwork without subscriptions.

Try Invoice Generator

9. AI & Automation $0/mo

AI is the force multiplier that makes a one-person business possible. In 2026, the free AI tools are powerful enough to replace multiple employees.

Claude Free (Anthropic) — Your AI Assistant

What you get: Claude's free tier handles writing, analysis, coding, research, brainstorming, customer service templates, and more. It is the smartest AI model available and the free tier provides enough usage for daily business tasks.

Try Claude Free

ChatGPT Free — Your Creative AI

What you get: ChatGPT's free tier handles creative writing, brainstorming, customer email drafts, social media content, and quick research. Use it alongside Claude for different perspectives and creative approaches.

Try ChatGPT Free

n8n (Self-Hosted) — Your Free Automation Platform

What you get: A free, self-hosted workflow automation platform with 400+ integrations. Automate email responses, social posting, data syncing, lead management, and any repetitive task. Self-hosting means zero per-task fees. Read our 50 Best AI Automation Tools guide for more options.

Try n8n

spunk.codes AI Tools — Your Task-Specific AI

What you get: Free AI-powered tools for specific tasks: AI Content Generator, Blog Post Generator, Product Description Generator, Email Subject Generator, Social Post Generator, and Automation Builder. Targeted tools for targeted tasks.

Try AI Content Generator

10. Security & Privacy $0/mo

Security is not optional, and it does not have to cost anything.

Bitwarden Free — Your Password Manager

What you get: Unlimited passwords, unlimited devices, password generator, secure vault, and 2FA support. Open-source and independently audited. It replaces LastPass Premium ($36/year). Use the spunk.codes Password Generator for generating strong passwords.

Try Bitwarden

2FA Everywhere — Your Security Layer

What you get: Enable two-factor authentication on every account using free authenticator apps: Google Authenticator, Authy, or Microsoft Authenticator. This single step prevents 99% of account compromises. It costs nothing and takes 5 minutes per account. Read our Online Security Guide.

Secure Your Business for Free

Use the Password Generator, Hash Generator, and Encryption Tool on spunk.codes to keep your business secure.

Password Generator Hash Generator

The Complete Stack Summary

Category Free Tool Replaces Monthly Cost
HostingGitHub PagesBluehost, SiteGround ($17+/mo)$0
CDN/DNSCloudflare FreeCDN services ($20+/mo)$0
Website BuilderClaude Code + HTMLSquarespace ($16/mo)$0
IDEVS CodeJetBrains ($24+/mo)$0
AI CodingClaude CodePaid AI assistants$0
Version ControlGitHubGitLab paid, Bitbucket$0
AnalyticsGA4Mixpanel ($25+/mo)$0
SEOSearch Console + spunk.codesAhrefs ($99/mo)$0
Session RecordingMicrosoft ClarityHotjar ($39+/mo)$0
Email MarketingBrevo FreeMailchimp ($20+/mo)$0
Business EmailGmail + Cloudflare RoutingGoogle Workspace ($6+/mo)$0
DesignFigma + Canva + PhotopeaAdobe CC ($55/mo)$0
Social SchedulingBuffer FreeHootsuite ($99/mo)$0
Project ManagementNotion FreeAsana ($11+/mo)$0
AccountingWaveQuickBooks ($15+/mo)$0
Password ManagerBitwarden FreeLastPass ($3/mo)$0
AI WritingClaude + ChatGPT FreeJasper ($49/mo)$0
Automationn8n (self-hosted)Zapier ($20+/mo)$0
Dev Toolsspunk.codesVarious utilities ($10+/mo)$0
TOTAL MONTHLY COST$0

What This Stack Would Cost If You Paid for Everything

Paid equivalent (monthly)$529+/month
Paid equivalent (yearly)$6,348+/year
Your cost (monthly)$0
Your cost (yearly)$0
5-year savings$31,740+

"The solopreneur advantage in 2026 is not working harder — it is building smarter with free tools. Zero cost means infinite runway."

Getting Started in 60 Minutes

Here is the exact sequence to set up this entire stack in one hour:

  1. Minutes 0-10: GitHub + GitHub Pages. Create a GitHub account. Create a repository. Enable GitHub Pages. Your site is live.
  2. Minutes 10-15: Cloudflare. Create a free account. Add your domain. Update nameservers.
  3. Minutes 15-20: VS Code + Claude Code. Install VS Code. Set up Claude Code. Build your first page.
  4. Minutes 20-30: GA4 + Search Console + Clarity. Add the tracking codes to your site. Submit your sitemap.
  5. Minutes 30-40: Brevo + Email setup. Create a free Brevo account. Set up your first email capture form. Configure Cloudflare Email Routing for custom domain email.
  6. Minutes 40-50: Design + Social. Create Figma and Canva accounts. Set up Buffer. Create your first social profiles.
  7. Minutes 50-55: Business tools. Set up Notion for project management. Create a Wave account for invoicing.
  8. Minutes 55-60: Security. Set up Bitwarden. Enable 2FA on all accounts. Generate strong passwords with spunk.codes Password Generator.

You now have a complete tech stack that rivals what companies pay $500+/month for. Every tool is free. Every tool is production-ready. You can focus your money and energy on actually building and selling, instead of paying for tools.

When to Start Paying

Free tools work until they do not. Here are the signals that it is time to upgrade: You are hitting free tier limits consistently. You need team collaboration features. You need enterprise security or compliance. Your time spent working around free limitations costs more than the paid version. Until those signals appear, stay free and stay lean.

200+ Free Tools — No Signup, No Limits

spunk.codes is the toolkit for your $0/month business. SEO, development, design, marketing, business, writing, and AI tools. All free. All instant.

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